Acknowledging Sources

Acknowledging Sources
Photo by Tom Hermans / Unsplash

Welcome to my dedicated sources page!

I believe in the importance of transparency and credibility. Every post you read on my website is backed by thorough research and reputable sources. This page is a testament to my commitment to providing well-informed, accurate content.

Below, you'll find a comprehensive list of all the references, articles, and publications that have contributed to my posts.

I appreciate the invaluable insights and data these sources provide, enabling me to deliver high-quality content to my readers.


  • Why You Need Life Insurance as a Breadwinner of Your Family
    • Philippine Statistics Authority (PSA), 2023 Consumer Price Index Report (Inflation-adjusted funeral expenses).
    • Golden Haven Memorial Parks, Basic Funeral Packages (2024 brochure).
    • Golden Haven Memorial Parks, Basic Funeral Packages (2024 brochure).
    • Insurance Commission (IC), 2022 Life Insurance Penetration Report
    • Sun Life Grepa Financial, Sample Term Policy Quotes (2024)
  • How Much Life Insurance Do You Need Based on Your Family Role?
    • De La Salle University, Official Tuition Fee Schedule (2024).
    • Philippine Funeral Directors Association, Industry Survey (2023)
    • Social Security System (SSS), Member Benefits Guide (2024).
    • Philippine Insurers and Reinsurers Association (PIRA), 2024 Premium Benchmarking Report.
  • Term vs. Whole Life Insurance: Which Saves You More as a Filipino?
    • Sun Life Grepa Financial and AIA Philippines, Term Policy Quotes (2024)
    • AXA Philippines and Pru Life UK, Whole Life Policy Brochures (2024).
    • Sun Life Grepa Financial, VUL Product Guide (2024).
    • Securities and Exchange Commission (SEC), 2023 Investor Protection Survey
    • Philippine Stock Exchange (PSE), Average Mutual Fund Returns (2015–2024)
    • Colliers International, 2023 E-Commerce Spending Report (Average Filipino monthly online shopping spend: PHP 2,500)
  • OFW Guide: How to Protect Your Family with the Right Life Insurance
    • Social Security System (SSS), OFW Member Handbook (2024).
    • Overseas Workers Welfare Administration (OWWA), Repatriation Assistance Guidelines (2023).
    • Sun Life Grepa Financial, OFW-Specific Term Plans (2024).
    • Manulife Philippines, OFW Insurance Packages (2024).
    • Insurance Commission (IC), 2023 OFW Financial Security Survey.
    • Insurance Commission (IC) Advisory No. 2021-01